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LSDefine
Simple English definitions for legal terms
mortality table
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A quick definition of mortality table:
A mortality table, also known as an actuarial table, is a chart that shows how long people in different groups are expected to live. These groups can be based on age, family history, or exposure to certain chemicals. Mortality tables are often used in legal cases and can be used as evidence. They are similar to life tables, which also show life expectancies, but mortality tables focus on the likelihood of death rather than survival.
A more thorough explanation:
A mortality table, also known as an actuarial table, is a chart that shows statistical data about life expectancies for people in different categories, such as age, family history, and exposure to certain chemicals. These tables are often used by insurance companies to determine premiums and payouts.
- A mortality table might show that a 65-year-old man has a life expectancy of 15 years.
- Another table might show that people with a family history of heart disease have a lower life expectancy than those without.
- Insurance companies might use a mortality table to determine how much to charge a person for life insurance based on their age and health history.
These examples illustrate how mortality tables can be used to make predictions about life expectancies and inform decisions about insurance and other financial matters.