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Simple English definitions for legal terms
qualified medical child-support order
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A quick definition of qualified medical child-support order:
A qualified medical child-support order is a special court order that allows a parent who does not work for a company to enroll their child in the other parent's health insurance plan. This means that the non-employee parent can use the health insurance to pay for their child's medical expenses, but the employee parent will have to pay for it. The health insurance company must agree that the court order meets certain requirements before it can be used.
A more thorough explanation:
A qualified medical child-support order (QMCSO) is a court order that allows a non-employee custodial parent to enroll their child in the employee parent's group health plan without the employee parent's consent. The employee parent is responsible for paying the expenses related to the child's healthcare coverage.
For example, if a divorced couple has a child and the custodial parent is not employed, they can obtain a QMCSO to enroll the child in the non-custodial parent's group health plan. The non-custodial parent will be responsible for paying the premiums and other healthcare expenses related to the child's coverage.
The QMCSO must meet the requirements established by the Employee Retirement Income Security Act (ERISA) to be considered valid. The group health plan administrator must review and approve the QMCSO before the non-employee custodial parent can enroll the child in the plan.