Simple English definitions for legal terms
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A specialty creditor is a type of creditor who has a claim against a debtor's property to the extent of the land inherited. This type of creditor is historically limited to the lawful heir of the debtor and can only make a claim if the debtor did not devise the land to a stranger.
For example, if a person owes a debt to a specialty creditor and dies, the creditor can only make a claim against the land inherited by the lawful heir. If the debtor devised the land to a stranger, the creditor's claim is defeated.
Overall, a specialty creditor is a specific type of creditor with a limited right of action against a debtor's property.