A more thorough explanation:

Definition: Toxic mold refers to certain types of mold that can be harmful to humans. Mold is a type of fungus that grows in warm, damp, and humid environments, both indoors and outdoors. While most molds are not harmful to humans, some produce toxins that can cause health problems. There are five categories of toxic mold: Cladosporium, Penicillium, Fusarium, Aspergillus, and Stachybotrys. These molds can be found in damp spaces, such as behind walls, under carpets, and on ceiling tiles. Mold claims may arise in lawsuits related to construction defects, landlord/tenant disputes, and failure to disclose defects in real estate sales.

Examples:

• A family discovers black mold growing in their basement after a flood. They hire a professional mold remediation company to remove the mold and prevent it from spreading.
• A tenant in an apartment complex develops respiratory problems and discovers mold growing in their bathroom. They file a lawsuit against the landlord for breach of warranty of habitability.
• An employee develops health problems after working in a mold-infested building. They file a worker's compensation claim against their employer.

These examples illustrate how toxic mold can cause health problems and lead to legal disputes related to property damage and personal injury.