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Simple English definitions for legal terms
unauthorized completion
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A quick definition of unauthorized completion:
Unauthorized completion is when someone fills in missing information on a legal document, like a check, without permission or beyond what they were allowed to do. This is not allowed and can be used as a defense in court. A defense is when someone tries to prove they are not guilty of something. There are different types of defenses, like personal defense, which can only be used against certain people, and real defense, which can be used against anyone.A more thorough explanation:
Unauthorized completion is a term used in commercial law to describe the act of filling in missing information on a negotiable instrument without proper authority or beyond the granted authority. This can be raised as a personal defense against any later holder of the instrument who does not have the rights of a holder in due course.
For example, if someone fills in a blank check with an amount that was not authorized by the account holder, this would be considered unauthorized completion. The account holder can raise this defense against any later holder of the check who is not a holder in due course.