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LSDefine

Simple English definitions for legal terms

deposit ratio

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A quick definition of deposit ratio:

Deposit Ratio: The deposit ratio is a measure of how much money a bank has in deposits compared to how much money it has in capital. In simpler terms, it shows how much money people have put into the bank compared to how much money the bank has to work with.

A more thorough explanation:

The deposit ratio is a financial ratio that measures the proportion of a bank's total deposits to its total capital. It is calculated by dividing the total deposits by the total capital.

If a bank has $100 million in deposits and $20 million in capital, the deposit ratio would be 5:1 ($100 million/$20 million).

The deposit ratio is an important metric for banks as it indicates the level of risk they are taking on. A higher deposit ratio means that the bank is relying more heavily on deposits to fund its operations, which can be risky if there is a sudden withdrawal of deposits. On the other hand, a lower deposit ratio means that the bank has more capital to absorb losses and is less reliant on deposits.

deposit premium | deposit slip

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JumpySubsequentDolphin
20:48
I DIDNT REALIZE WHEJ I BOUGHT THEM BC THEYRE HIDDEN. LIKE INSTEAD OF A ZIPPER THEYREBALL BUTTONS
JumpySubsequentDolphin
20:48
what if I have to pee.
THATS SO FUNNY
i cant i would go crazy
JumpySubsequentDolphin
20:50
i need to know who decided to do that.
JumpySubsequentDolphin
20:50
omg im on a plane weeeee
the devil
youre on a plane??? LSD made the mile high club??
20:50
yo splitterus are you in school already
20:50
it says ur c/o 2027
JumpySubsequentDolphin
20:51
@SplitterusClitterus: HAHAH yes
ur user is hilarioussss and no i just graduated this may and am now applying ---also im out of messages so ill take a lil
20:52
roger dat. see u in heck
im back, r u applying this cycle too
JumpySubsequentDolphin
21:32
this child fell asleep on me
JumpySubsequentDolphin
21:32
im so uncomfortable
just push him off the entire seat
JumpySubsequentDolphin
21:34
LMAOOOO
JumpySubsequentDolphin
21:35
no he’s literally like 8 and he fully just put his head on my bicep and slept
JumpySubsequentDolphin
21:35
he has since moved
22:12
@SplitterusClitterus: me yesterday
gulc baby pls text me back... i miss you ...... :(
22:23
i just went into a discord vc and yelled "YALL I JUST GOT INTO J.M. SCHOOL OF LAW"
22:24
people were getting excited :sob:
22:25
then someone was like "what does jm stand for" and i was like .. well
AHHAHAHAHAHAHHAHAHAHAHAHAH
@JumpySubsequentDolphin: wait this is so cute, also where r u going
JOE MBIDEN
JumpySubsequentDolphin
22:39
@splitty Oregon!
oh yay for what thats so random
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