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Simple English definitions for legal terms

own-work exclusion

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A quick definition of own-work exclusion:

An own-work exclusion is a rule in some insurance policies that says the insurance company won't pay for damage to something that the insured person made or did. For example, if a carpenter builds a deck and it collapses, the insurance company won't cover the cost of fixing it. This is because the carpenter is responsible for their own work. The own-work exclusion is meant to encourage people to do their jobs well and take responsibility for their work.

A more thorough explanation:

Definition: A provision in some commercial general liability policies that excludes coverage for damage to the work or services performed by the insured.

Example: A construction company purchases a commercial general liability policy that includes an own-work exclusion. If the company accidentally damages a building they are working on, the policy will not cover the cost of repairing the damage.

This example illustrates how the own-work exclusion works. The policy only covers damage to property that is not owned or performed by the insured. In this case, the construction company is the insured and the building they are working on is their own work. Therefore, the policy will not cover any damage caused to the building by the construction company.

own-product exclusion | oxfild

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General

General chat about the legal profession.
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medicine is a scam
join the ethically ambiguous legal field instead
Dkk
18:57
I want to meet an attorney that defends clients who run into flat earth problems. I want an attorney that knows and believes in flat earth theory.
19:05
i want a flat earther for president. i want a guy who posts on 4chan for president. i want someone who mogs for president.
Dkk
19:18
Exactly. My version of that awful poem.
Dkk
19:19
I can accept a president with maybe one or two of the poems traits hut good God, all of them??? No ty.
windyMagician
19:20
president who respects sex is crazy
windyMagician
19:20
we had bill clinton already
Dkk
19:21
Bill Clinton, first and last black president
windyMagician
19:23
I want to go running but my leg feels weird
windyMagician
19:23
it doesn't hurt its just tingly
Dkk
19:26
It needs more alcohol. You tingle when your nerves need watering.
19:27
try stretching it maybe to see what's up
windyMagician
19:27
stretches make me think it's just soreness
windyMagician
19:27
I'm sober lol
Dkk
19:38
Anyone else get the google notification that your LSD password has been compromised lol. LSD got hacked.
20:48
what.jpg @Dkk
CynicalOops
21:03
You think you just fell out of a coconut tree?
jackfrost11770
21:10
nope dk
CynicalOops
22:37
Calvinamala Harris
jackfrost11770
23:16
should i start using letterboxed again
Dkk
23:25
@jackfrost11770: if you want but like it aint for me
dk do u ever eat at bk
Dkk
23:48
@chickenburgahfart: I would do that in the Army if really desperate for food or if I had to work through lunch. One of the few fast food places I go to.
bk so slept on
Dkk
0:23
I will take In N Out everyday over it when I can though.
texaslawhopefully
1:22
In N Out is not only the best fast food place, but the prices too are fantastic
Dkk
1:27
Indeed, indeed.
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