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LSDefine

Simple English definitions for legal terms

cloud on title (cloud)

Read a random definition: conveyancing

A quick definition of cloud on title (cloud):

Cloud on Title (Cloud): A problem with the ownership of a piece of land or property. This can happen if there is an old mortgage or debt that was not properly paid off, if someone did not transfer all of their rights to the property, or if there is some other issue with the history of ownership. This problem can be fixed by going to court or finding proof that the debt was paid off. If there is a cloud on the title, a company might not want to insure the property or might only insure it with certain conditions.

A more thorough explanation:

A cloud on title, also known as a cloud, is a claim on the ownership of a property that is either real or apparent. It can be an old mortgage or deed of trust that was not recorded properly, a failure to transfer all interests in the property to a former owner, an improperly written or signed previous deed, an unresolved legal debt or levy by a creditor or a taxing authority, or some other doubtful link in the chain of title.

For example, if a person sells a property to another person but forgets to transfer the mineral rights to the new owner, it creates a cloud on the title. The new owner may not have complete ownership of the property until the mineral rights are transferred.

Another example is if a previous owner had a mortgage on the property, but the mortgage was not recorded properly, and the debt was not paid off. This creates a cloud on the title, and the new owner may not have clear ownership of the property until the debt is paid off or the cloud is removed through a quiet title action.

To remove a cloud on title, a quiet title action may be necessary, or a person may need to create or execute a document to prove that a debt has been paid or corrected. Title companies will not insure title to be transferred with a cloud, or they will insure ownership except for the cloud.

claim against an estate | co-trustee

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ALSO CONGRATS!
Congrats1!
21:15
Miami A, yall I'm so excited I could cry.
21:15
Feel like I can finally stop holding my breath!! Whew!!!
[] baddestbunny
22:16
every time I get accosted by a strange man who follows me around because my male coworkers were too busy talking to walk me back to my car I get closer to saying we need to bring back traditional gender roles
Dkk
22:32
Nice! @Macaque
Dkk
22:32
@Aromatic, Have to guess.
Dkk
22:33
That sucks @Bunny do you have to go to the hospital?
[] baddestbunny
22:40
I said accosted not assaulted
23:35
guys. my notre dame address just went long is this good or bad
1a2b3c4d26z
23:37
Oooooo me too
23:37
omg is this good or bad
Dkk
23:47
Idk if gender roles are gunna fix that then.
23:49
it looks like most people who applied in october last cycle didn't get a decision until january... does it even mean anything that our addresses went long??
hows ED 2 compared to ED 1?
Dkk
0:10
No idea
windyMagician
0:34
reporting live to say my ndls address also went long
does it mean anything ^
Dkk
2:21
NDLS and Fordham took a very long time last year. It's good info for people to know.
[] baddestbunny
4:29
let’s get after it boys and girls
Dkk
5:21
I gtg to bed soon.
Dkk
5:22
Big day today. Gunna be a crazy one. I will sleep through the first half.
good morning lsd it is 5 am EST
also jazzy my ndls address went long ages ago i sadly do not think it means anything
my stanford address also went long LOL i think at most it's an indicator it's under review
WorthlessAttractiveZombie
7:44
My berkeley paragraph finally disappeared. I definitely think it is just an indicator that they are actively reviewing files, and does not mean anything about A, WL, or Rs
WorthlessAttractiveZombie
7:46
Also has anyone's date disappeared for W&L? Mine did last night
7:55
@WorthlessAttractiveZombie: mine did yesterday morning
7:56
Oops sorry I meant Vilanova. Mine disappeared last week
soapy
8:48
UMN under review! As predicted, decisions are gonna come out early December
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